
Employees Leave
When They Don't
Feel Cared For
Turnover costs you time, money, and peace of mind. Don’t let weak benefits drive your team away.
- Scalable Insurance Plans
- High-Touch Service
- High Quality Customer Care
- Local Support & Resources
What the Right Insurance Partner
Can Provide Your Small Business
Value
Offer real value without breaking your budget.
Loyalty
Show your employees they matter.
Trust
Lower turnover and build long-term trust.
Your Trusted Partners in Employee Health Benefits

Mikela Aguon HIA, PHIAS
Sales Manager | Guam

Cathy Matsumoto PAHM
Branch Manager | CNMI

Joy Navasca HIA, PHIAS
Account Executive | Guam

Lisa Babin HIA, PHIAS
Account Executive | Guam

Tiara Rasa
Account Support Rep. | CNMI
We Have the Expertise
Our licensed Agents have the expertise to help you find the right plan for your small business!
We Stay Ahead of the Trends
We stay current on health insurance trends to give you the most accurate advice.
We Work with You
We work with you to navigate your healthcare so that you can take full advantage of your benefits.
We Make It Easy
Our team makes it easy to understand and maximize your health insurance benefits.
Let's Talk
Benefits That Work
Schedule your free strategy call today!

Frequently Asked Questions
- Application for Enrollment
- Request for Information Form
- Eligibility Certificate Form
- Two (2) most recent check stubs (showing number of hours worked) OR Recent Wage and Tax Statement (SWICA)
- Medicare Section 111 Form
- HIPAA Certificate (if applicable)
* Please note additional information may be required
It usually takes 2-3 weeks upon receipt of all completed documents to receive a quote. Missing information or incomplete documents may lead to a delay in your quotation. To learn more about the status of your quotation, please feel free to reach out to your StayWell account executive or the StayWell Sales & Marketing Department at (671) 477 - 5091 ext. 1190.
The cost of health insurance is dependent on several factors including: medical utilization history of your group age, and number of subscribers enrolled in the plan. At StayWell we take careful consideration of all aspects that may affect the overall outlook of the group’s medical costs to determine your health plan premiums.
StayWell takes careful consideration of all aspects of the health history of your group in order to ensure that the health plan is right for you. This process is called medical underwriting. All small business applicants must undergo the medical underwriting process to determine whether the coverage is sufficient, and premiums are sustainable for your small business.