CNMI Government Employee Personal Plan
Discover how the StayWell health plan can save you money on your healthcare with coverage of up to 80% for most covered benefits. Paired with our expansive provider network and comprehensive pharmacy benefits, the StayWell health plan has everything you need to stay safe and stay well along your health journey.
Preventive Health Services
Get annual check ups, cancer screenings, pre-natal checkups and more covered at 100% meaning you pay $0 when you go to the doctor for preventive health services!
Prescription Refills
Under the StayWell health plan, get formulary brand and generic prescriptions covered at 80% with special discounts for 30-day and 90-day supply. Pay $0 when you order your prescription through our mail-order program!
Airfare Benefit
Going off-island for your healthcare? With the StayWell health plan you can get up to $500 in travel allowance benefits for covered costs when receiving care at one of our Centers of Excellence in the Philippines.
Expansive Provider Network
StayWell’s expansive provider network boasts over 1,800 providers across the globe with Centers of Excellence in the Philippines and West Coast United States while still getting up to 70% for most covered benefits at non-participating providers.
Annual Refund
With the StayWell health plan, you get rewarded just for taking good care of your health with an annual refund of your pre-funded deductible!
Our Commercial Products & Services
StayWell offers three plans to suit your needs all supported by our fully staffed office located in Saipan. All StayWell plans comes with preventive care services covered at 100% to help your employees and their families along their health journey. With StayWell you will be supported by our proven track record in high quality care and services that you can rely on to keep you and your family happy and healthy.
CNMI SILVER
Our most popular Silver Refund Plan offers you the most robust coverage with full access to the entire StayWell provider network:
- 80/20 co-insurance for most services
- access to our complete Provider Network globally
- refund of a pre-funded deductible based on utilization
CNMI SILVER ASIA PACIFIC
Our most popular Silver Refund plan with access to our Asia-Pacific provider network:
- 80/20 co-insurance for most services
- Access to providers in Guam, CNMI, Asia & Philippines
- refund of a pre-funded deductible based on utilization
CNMI SILVER CW80 & RCW80
The same great coverage of our Silver refund plan designed for contract workers and residents:
- Lower cost plan with coverage for essential healthcare
- Access to providers in Guam, CNMI, Asia & Philippines
- Refund of a pre-funded deductible based on utilization
Why Choose StayWell?
With StayWell your healthcare is never put on hold to get feedback from off-island plan administrators. Visit our Saipan office for on-island support from our dedicated staff:
- Sales
- Prior Authorization & Referrals
- Customer Care
- Claims staff
StayWell is fully accredited by the Accreditation Association for Ambulatory Health Care (AAAHC) which means we go above and beyond for our customers and have a proven track record in fast and high-quality care, products and services.
StayWell CNMI health plans include access to 98% of providers on-island and an expansive provider network including:
- 98% of providers in Guam
- Centers of Excellence in Philippines
- Centers of Excellence in the mainland U.S.
- In-Network Providers in Hawaii, Philippines, Taiwan, Hong Kong, Thailand, South Korea, and Japan
The StayWell CNMI staff provide dedicated account service representatives to assist you with your health plan.
