Top 3 Things to Know About Home Insurance
February 24, 2025
Home is where you create cherished memories with your loved ones, grilling barbecue in the front yard, hosting game nights with your cousins, and celebrating family reunions. This Valentine’s season, as you think about the love and warmth that fills your home, it is important to ensure that your haven is protected. Home insurance offers ease of mind, safeguarding your precious moments and the place where they unfold. In this article, we will delve into the various types of home insurance coverages, highlight the benefits of having home insurance, and offer money saving tips.
Types of home insurance coverages
Dwelling - Dwelling coverage is a crucial component of home insurance, as your home is often your valuable asset. It can help pay to repair, rebuild, or even replace your home if it is damaged by a covered peril.
Loss of Use - Loss of use applies when a covered loss makes your home uninhabitable. This can include damage from fire, natural disaster, or vandalism.
Liability – Personal liability coverage on a homeowner’s policy is a way of protecting yourself if you are held responsible for someone else’s injuries on your property.
Benefits of Having Home Insurance
When it comes to safeguarding your home, it's essential to have the right insurance coverage and to ensure that your coverage is sufficient. At Staywell Insurance, we take pride in being more than just your insurance providers, we are your reliable advisors.
Our team of professionals holds Property & Casualty (P&C) licenses, adjuster licenses, and designations. This expertise ensures that you receive personalized advice that caters to your unique needs and your specific coverage concerns.
Moreover, Home Insurance is a valuable financial resource that provides peace of mind, ensuring that you will get financial support in the event of an accident or disaster, allowing you to recover more quickly.
As a valued client, you gain access to our StayWell Perks discount program designed to add value to your insurance experience. Take advantage of exclusive discounts on a variety of services and products, including spa treatments, dining, auto repair services, and much more! To see our current StayWell Perks Partners, visit StayWell Perks page.
How you can save on your Homeowner’s Insurance
StayWell offers a variety of discounts, tailored to your individual needs. One of our most popular discounts is the StayWell Member Loyalty Discount, which rewards our loyal health and auto insurance members. We also offer a variety of payment methods such as installment plans. Additionally, having a home security system installed may further reduce your policy costs. Other discounts may apply— contact us today to discover how you can save!