StayWell Guam Inc.

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Monday to Friday: 8am - 5pm | Phone: 671-477-5091 (Guam) or 670-323-4260 (CNMI) | | If you are experiencing a medical emergency or mental health crisis and need assistance, please call "911"

StayWell Home & Auto Insurance

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Frequently Asked Questions

Your car insurance rate is determined by factors like age, driving record, vehicle value and usage.

To get a quote for auto insurance you will need the year, make and model of your vehicle(s) and provide some information about your driving history.

Local law requires to have at the very least basic liability insurance in order to legally operate a vehicle on the road.

Liability coverage policies typically cover the damages and medical payments of another party in the case you, the driver or owner of the vehicle, are deemed liable or at fault during a covered incident. Full coverage policies typically will cover the damages to another party, and damages to you or your own vehicle in most cases of a covered incident.

Standard home insurance policies cover a variety of potential risks and losses up to the limits of your policy and less any deductibles you may have. Some common examples include windstorm, burglary, fire, and medical payments for injuries that occur within the property for which you are liable.

Home insurance policies generally do not cover damage caused by a named typhoon or tropical depression.

Although local and federal law does not mandate home insurance your mortgage company will typically require you to show proof of a policy before entering into a mortgage loan or equity line of credit.

Even if you don’t have a mortgage on your property, a homeowner’s insurance policy is highly recommended to protect you against unexpected losses and potential financial strain as a result of a loss.